monish gosar, AI Engineer
I'm an AI engineer and data scientist who builds agentic systems and data products that power financial operations. I work 0→1 turning messy ops into repeatable AI workflows that improve accuracy, reduce cost, and speed decisions.
About the AI Engineer
hey, i'm monish. i'm an AI engineer and data scientist who builds agentic systems that simplify how fintechs operate — replacing manual workflows with intelligent AI agents that are fast, observable, and actually trustworthy.
right now i'm focused on agentic systems that actually understand the domain they operate in — purpose-built skills, grounded tool calls, and the ability to run full multi-turn analysis without losing context or making things up. My background in data science helps me ensure that every AI workflow is backed by robust, clean data.
AI Engineering Experience
Indilabs.ai
AI Product Engineer
- —Built production FastAPI services serving ML inference for delinquency prediction, settlement propensity, and recovery forecasting across 21+ NBFC products.
- —Designed and shipped a multi-agent AI analytics layer (Azure OpenAI + Agents SDK) that lets collections leaders ask plain-English questions, cutting reporting effort by 40%.
- —Shipped a CRO insights pipeline that auto-generates per-product risk briefs at scale using parallel data fetching and streaming delivery.
- —Shipped a debt-sale marketplace MVP with auction-based bidding and secure data exchange using PostgreSQL and Redis microservices; successfully piloted with 2 NBFCs.
- —Improved forecast accuracy by 14% via vintage-curve backtesting, Markov chain transition matrices, and SARIMAX models.
- —Increased settlement acceptance by 12% via NPV/DCF-optimized dual-portal platform with payment propensity scoring.
RE Journal
Data Analyst
- —Segmented 1,000+ users into 3 behavioral clusters via K-Means across 6 features for buyer profiling insights.
- —Built analytics pipeline: scraped 150K+ RERA records (Selenium, BeautifulSoup), modeled SQL database, delivered Power BI & Streamlit dashboards.